Working provides more than just income. Not only does it give individuals a sense of accomplishment but also in itself offers health benefits. When a person can’t work because of an illness or injury, it can impact all aspects of their lives.
Factors for RTW success
1. An understanding of the insured’s policy and pre-disability occupation
Insured persons with retail policies are entitled to benefits if an illness or injury prevents them from working in their own occupation or pre-injury job. As such, facilitating a return to any other occupation may not be sufficient.
Generally, the insured’s pre-disability occupation guides and influences their post-recovery occupation choice.
2. An understanding of the member’s education, training and experience
The insured’s education, training, and experience will, to a great extent, determine their vocational goals and potential. Advancing their skills with appropriate training programs can increase employment potential and facilitate an early return to work.
3. Effective communication
Successful return-to-work coordination calls for regular communication between all stakeholders. This includes the insured, rehabilitation provider, insurer and the employer. All parties must be on the same page in their approach. All parties must take a proactive approach to keep everybody engaged and regularly updated on the progress of the RTW process.
Find out more on Life Insurance Services
At Recovery Partners, we are committed to delivering the health benefits of work to all life insurance claimants all across Australia. Our consultants can assist you in developing and implement an effective management program.
Our services are available nationwide. For more information about our services contact us.
Our consultants love to have a chat, so go ahead and give us a call on 1300 OHS RTW (647 789) or email enquiries@rrp.com.au
Disclaimer – these articles are provided to supply general safety information to people responsible for OHS in their organisation. They are general in nature and do not substitute for legal and/or professional advice. We always suggest that organisations obtain information specific to their needs. Additional information can be found at https://www.safeworkaustralia.gov.au/